Safety and medical care come first. Call 911 if anyone is hurt, and get evaluated even if symptoms seem minor, since some injuries surface later. If you are able to do so safely, photograph the scene and any visible injuries, get contact information for witnesses, and make sure an incident or police report is created. Keep anything related to the incident — records, bills, correspondence — in one place.

Deadlines vary depending on the type of claim, when the injury occurred, and who may be responsible. Certain claims — including those involving government entities — can carry shorter or additional notice requirements. Separately from any deadline, evidence disappears and witness memories fade, so it's worth speaking with a lawyer early. We can review the facts and explain which timeframes may apply to your situation.

That depends on the evidence, the severity of the injuries, whether responsibility is disputed, and how the insurance company responds. Many claims resolve through negotiation; some require litigation. We prepare carefully for either path rather than assuming one outcome from the start.

Qualifying cases may be handled on a contingency-fee basis, meaning attorney's fees are generally paid only if there is a recovery. Fee terms and costs are set out in a written agreement, and we'll walk you through that agreement before you sign anything, so there are no surprises about how representation works.

A denial doesn't necessarily end the matter. An insurer may dispute responsibility, coverage, the extent of your injuries, or whether the incident caused them. What happens next depends on the stated reason, the policy terms, the available evidence, and the applicable law. A Broward County injury lawyer can review the denial with you and discuss the options that remain.